Timothy Toye & Associates Realtors
LAKE COUNTY'S LEADING REAL ESTATE TEAM
2009 Highest Average Production of any Lake County Realtor Team
Our Team Is On YOUR Side!
Click here to see a short video On Team by Timothy Toye
Nora Moore
MEET THE TEAM
MICHAEL FERN
Foreclosure/Short-Sale Specialist -Sellers & Buyers Agent
Michael Fern understands Lake County Real Estate. He's invested in, and developed, numerous properties throughout the County over the years, and as such, has developed an in-depth knowledge of current property values and the local real estate market as a whole. Michael's also a foreclosure and short-sale specialist and is knowledgable in creative financing/no money down and "OPM" techniques. He has more than 20 years of experience as a consummate real estate marketing and business professional.
Michael created and established one of North America's leading national real estate marketing and advertising service providers, whose national clients include Coldwell Banker, Prudential Real Estate Remax, and Century 21, just to name a few.
Several years ago, he established a business relationship with Realtor, Timothy Toye, who acted as Michael's broker on many of Michael's purchase and sale real estate transactions over the years. Their business dealings soon turned into a friendship, and subsequently has become a successful real estate broker/agent relationship.
If you're in the market to either buy or sell a property, or if you're looking for a hot foreclosure or short-sale property, feel free to call Michael on his direct line at (707) 928-1995 or email him at Michael@teamtoye.com for a completely confidential, no-obligation conversation. You'll find him approachable, sincere, friendly and very trustable.
CLICK HERE to find out about how Michael works for YOU!
Michael Fern Real Estate License #01821806
Find out what Michael's clients are saying about him by visiting his
Testimonial Page .
ANNE BAKER
I'm a proud mother of three beautiful teenagers. One has just left the next and is now attending UC Davis so I'm working hard to beat the empty nest blues. I've just relocated to Cloverdale where I''m living with my youngest son, Matt and a few miles from my oldest son Mark. Both are thriving here in this lush bedroom community at the Northern tip of Sonoma County, just below Mendocino County and Lake County, my home away from home. I lived in Lake County for seven years where I launched a successful real estate career built on compassion and an intense desire to help solve our current market crisis one home owner at a time.
I enjoy running immensely and when my son Matt announced he was going to be on the cross country team for Cloverdale High School I decided to move my home base to him. After all, I love driving the Hopland Grade into Lakeport in gorgeous Lake County and it's only an hour commute. There is virtually no traffic. Lake County offers Clear Lake, a bass fisherman's choice in California, stunning panoramic views and a sunny climate with about 10 days a year reaching 110's and 10 more slipping into the 20's. I loved the sun there and I loved running with my friends. But there was one run that beat them all and that was with my son Matt at the Lake County Park on Soda Bay. I decided then that I would move when Rebecca went off to University on September 17, 2011.
I know most of Sonoma County and have lived in Santa Rosa, Sonoma, and Petaluma, where I home schooled my three children for several of the best years of my life. We spent many days learning and exploring many of the local, county, and state parks throughout Sonoma County to the shores of the North Bay. I must admit, the libraries were my favorite destinations. Having young ones so close in age, I rarely made it beyond the children's sections though.
I grew up and left Los Angeles County at age 18 to attend Sonoma State University to study first English then Business. Though I've had my real estate sales license since 1993, my children came first and I set the license aside. In 2005 I picked it up again and learned the art of marketing with CPS Country Air Properties, a valuable education. In 2008 I moved to Timothy Toye & Associates, where Timothy Toye a master in the craft of sales, taught me to close transactions.
Short sales were a natural for me. I have empathy for the homeowner who just lost their job or their spouse, for the mother who was diagnosed with cancer, and for the senior whose social security was reduced by half. I understand the gas prices were more than some could bear so relocation was imminent. It all hurts and I want to help those who are willing to do something to help our nation get back on track. Sometimes I've encouraged my clients to press into a loan modification harder. Sometimes, I've suggested a client see an attorney who has advised against short sale. In the end, if a short sale is viable I'm ready for the next step and I'm ready to the end. I get along with everyone so I don't mind calling the negotiators and working out the many quirks and kinks that arise throughout the transaction. I don't mind working with the agent who has never done the short sale. I'm patient yet tenacious in closing. If there is help to be had through a short sale, I'm here to provide the experienced service. To find out more about a home short sale visit my short sale information Website at https://hosted.cdpe.com/148937.
You can reach me most quickly by email at ambakes@gmail.com second by phone at (707) 245-6090.
Click Here to see a short video about Lake County by Anne Baker
Find out what Anne's clients are saying about her by visiting her Testimonial Page
Anne Baker Real Estate License #01165299
JANICE HODGES 
“Where Owning Becomes Reality”
Specializes in Real Estate Investments, Wineries, Sustainable Communities, Farms, Collectives & Off-Grid Living.
Jánice Hodges brings to her real estate profession a diverse range of people skills and business experience, over 30 years, which serves her well in selling real estate in Lake County, where she absolutely loves helping people find their dream home, or helping them sell their current home or business and take the next important step in their lives.
Click Here to see a short video by Janice Hodges.
VALERIE TENNESON
Valerie Tenneson Real Estate License # 00835382
Get in touch with Valerie at 707-481-2669 or valerie@teamtoye.com
Pi Stryker brings cooperation, integrity and dedication to the needs of her clients and to every aspect of a Lake County real estate transaction. An involved community member for almost two decades and an expert on the pleasures of Lake County’s many charming towns and stunning outdoor recreation areas, Pi is the skillful and knowledgeable agent to contact for both buyers and sellers seeking the most satisfying real estate experience.
Before settling down in peaceful Lake County where she enjoys life on five acres in Loch Lomond, Pi studied in Los Angeles receiving her BA in English and MA in Education from UCLA. She spent rewarding time teaching elementary school before finding her true calling in sales after founding and managing a specialty foods distribution company, helping artisanal entrepreneurs place their small-batch products into large scale retail environments.
Committing her enthusiasm to connecting buyers and sellers was a natural fit to the real estate market and Pi has proven to be a winning advocate for each and every one of her clients seeking to live out the Lake County Dream. Using her foresight and experience to proactively lead people through the real estate process, initiating communication, addressing issues before they arise, from the first contact all the way through to closing, even those unfamiliar with the exciting adventure of buying or selling a home will feel empowered by Pi’s capable care and support.
Contact Pi Stryker

E: Nora@teamoye.com
Noramoore.Realtor
Hello lake County,
I’m Melissa the new Manger with Timothy Toye & Associates Property Management. I have been doing Property Management for a little over 10 years now. I got into property management, because I love helping people. To me it’s extremely rewarding to help someone find a place to call home, and to lift the weight off of the owners shoulders by managing there property, which I take pride in doing. I have amazing ladies on my team, and we are striving to make your experience with Timothy Toye & Associates Property Management an excellent one. We are excited to build new relationships with owners and residents in 2021!
Looking for a rental or looking to rent your home?
Melissa can be contacted at 707-928-6404 or emailed at Melissa@teamtoye.com
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