Cobb real estate CA, Middletown real estate, Kelseyville real estate, home listings and homes for sale in California, Vacation Homes, Lakefront and Waterfront Properties - Timothy Toye, REALTORS® Timothy Toye REALTORS(r) for Cobb, Middletown, Kelseyville, California real estate, Vacation Homes, Lakefront and Waterfront Properties - NUMBER1EXPERTS™ Timothy Toye NUMBER1EXPERTS(tm) for Cobb, Middletown, Kelseyville, California real estate, Vacation Homes, Lakefront and Waterfront Properties
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Timothy Toye, REALTORŪ, real estate agent and broker associate for Cobb, Middletown, Kelseyville California home listings, property and land for sale - NUMBER1EXPERT(tm)




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Testimonials: Cobb, Middletown, Kelseyville California home buying, real estate listings, and homes for sale in Lake                           County, CA
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"I feel a deep gratitude to Timothy"

I feel a deep gratitude to Timothy for his humanity and kindness to me when I was in very difficult straits. I was living in Bali, Indonesia, on the rental of my house in Jago Bay. Suddenly I heard my tenants were vacating, and therefore, my income eliminated. My house was in need of expensive repairs, though its market value had doubled since I'd purchased it three years ago, and so I decided to sell it. While my savings had dwindled to nothing in a foreign country, I wasted desperate months waiting for another realtor that I had engaged to come through with a sale. Finally, I turned the sale of my home over to Timothy, and within a matter of weeks, he found me a buyer and handled all the negotiations necessary to make the sale of my wonderful house even with major roof and septic system problems.
Of course, the closing of a house takes time, and would come only long after the end of my funds. When Timothy saw how difficult things were for me, he immediately offered me a loan, so that I might live with dignity until the closing of my house. For this, I will be
forever grateful.
When I did receive the funds from the sale of my house and was looking for a place in which to invest them, Timothy Toye assisted me in finding homesites that should show a very lucrative return for me. Without his generosity and professional acumenI know I wouldn't be living peacefully in Paradise today. Thanks Timothy!!  

Andrea Brae, Bali, Indonesia

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Real Estate Tips
Making An Offer >Keeping Your Earnest Money Safe

When you make an offer on a house, it is accompanied by an earnest money check. Earnest money is intended to demonstrate that you are "in earnest" about purchasing the property. The earnest money check is made out to the listing company. What happens to this check?

The party holding the check acts as an escrow agent until you go into closing. At that time you will receive credit for the amount of your check against the down payment and closing costs. Real estate brokers are required by law to keep escrow funds in a special account. These funds cannot be used to pay any other expenses associated with the sale. If you don't complete the transaction, the purchase contract determines the disposition of your earnest money funds. Be sure to review this part of your contract with the real estate agent.

If you are in default on your agreement, the funds may go to the sellers, so be sure that you understand the deadlines in order to avoid breach of contract and forfeiture of your deposit. If you have any questions, be sure to ask your real estate agent for advice.

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What did 75% of 10,000 buyers surveyed by the NAR list as their top reasons for selecting a Real Estate Professional?

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Knowledge of the housing market, knowledge of real estate practices and financing, and familiarity with neighborhoods.
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Timothy Toye, REALTORŪ, real estate agent and broker associate for Cobb, Middletown, Kelseyville California home listings, property and land for sale - NUMBER1EXPERT(tm)

Timothy Toye
Timothy Toye & Associates

Cobb Village Center
16360 Hwy. 175
Cobb, CA. 95426-1353
Office: 707-928-6900
24-Hour Direct Line: 707-928-5912
Fax: 707-928-5696
Email: Timothy@TeamToye.com

Lake County's Leading Real Estate Team covering the whole of the County including Cobb, Middletown & Hidden Valley Lake, Clearlake Riviera, Jago Bay, Riviera West, Buckingham & Riviera Heights.

Timothy has more than 26 years experience successfully selling real estate both in California and the US, as well as in his native land of New Zealand. He has assembled a powerful team of experienced Realtors with full office marketing and administrative assistance to ensure that you have a positive and successfull real estate experience.

He has extensive management, real estate investment and marketing experience, having worked and consulted with Best Image Marketing, the top Internet marketers for Realtors in North America, and located in Lake County. The other members of the team complement this experience.

Timothy is both a high individual producer, having closed as many as 130 transactions in a year, including selling more properties than any other Realtor in the County from 2004 to the present, as well as a skillful sales manager & trainer.

In 1990 he led his sales team to the #1 residential sales production award in the whole of New Zealand. He and his team have invested personally in real estate extensively in many different kinds of property including single family homes, fixer-uppers, apartment buildings and raw land. They have bought several properties 'creatively' with no money down.

A resident of Lake County since 1991, Team Toye brings a combination of personal skills and in-depth experience to ensure your real estate experience is as positive and beneficial for you as possible.

Equal Housing MLS REALTOR


Timothy Toye & Associates

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