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All agents are NOT alike! Call Michael Fern at 707-928-1995 and learn more about what he can do for you.
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We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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"I feel a deep gratitude to Timothy"
"He found me a buyer to make the sale of my wonderful house even with major roof and septic system problems."
Andrea Brae, Bali, Indonesia
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Haley Whiteside Design
Residential Architecture & Design
Beautiful eco-friendly, sustainable, green custom home design.
Haley Whiteside Design is a studio for residential architecture, planning, and interior and lighting design based in California's beautiful Lake County. The intent and commitment of Haley Whiteside Design is to create beautiful, energy-efficient, responsive and sensitively sited designs that reflect and respond to the local and regional context while addressing and expressing the unique character, needs and dreams of the client and their surroundings.
Haley Whiteside Design strives to capture a sense of place (genus loci) in their designs through the careful and considerate use of building orientation, material selection, and environmentally sensitive building methods.
707.928.0419
kate@haleywhitesidedesign.com
Haley Whiteside Design Website |  We can help you keep up with all the changes. As top Realtors it's our job to stay informed, and to know how to handle every buying or selling situation. Sign up for our periodic real estate newsletter, and we'll keep you up to date. It is free and without obligation... 
Financing Your Home >Owner Financing
If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.
Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.
Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.
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| Q |
What areas are known as the 'silk stocking' districts of this famous city?
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| A |
In Central Park West, Fifth Avenue and Park Avenue in Manhattan, apartments go for $222,610 to $282,709 per room. |
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