Cobb real estate CA, Middletown real estate, Kelseyville real estate, home listings and homes for sale in California, Vacation Homes, Lakefront and Waterfront Properties - Timothy Toye, REALTORS® Timothy Toye REALTORS(r) for Cobb, Middletown, Kelseyville, California real estate, Vacation Homes, Lakefront and Waterfront Properties - NUMBER1EXPERTS™ Timothy Toye NUMBER1EXPERTS(tm) for Cobb, Middletown, Kelseyville, California real estate, Vacation Homes, Lakefront and Waterfront Properties
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Timothy Toye, REALTORŪ, real estate agent and broker associate for Cobb, Middletown, Kelseyville California home listings, property and land for sale - NUMBER1EXPERT(tm)
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Mt. Konocti Overlooks Clear Lake On A Glorious Summer Day

Life is good in Lake County! It is a place where clean fresh air, clear waters, and tall trees relax the body, slow down the mind, and revitalize the soul. Enjoy snow that doesn't linger in winter, as well as wildflowers and Redbuds that blossom in spring. Revel in warm days and cool evenings throughout the summer, and delight in an Indian summer that precedes the multi-colored autumn. Feel free to take a peek at the local forecast via the websites featured on this page. 

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Real Estate Tips
Financing Your Home >Owner Financing

If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.

Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.

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Who is considered the world's most renowned living architect?

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I.M. Pei who retired in 1991; he earned this status after designing the glass pyramid entrance pavilion to the Louvre in Paris (1989).
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Timothy Toye, REALTORŪ, real estate agent and broker associate for Cobb, Middletown, Kelseyville California home listings, property and land for sale - NUMBER1EXPERT(tm)

Timothy Toye
Timothy Toye & Associates

Cobb Village Center
16360 Hwy. 175
Cobb, CA. 95426
Office: 707-928-6900
24-Hour Direct Line: 707-928-5912
Fax: 707-928-5696
Email: Timothy@TeamToye.com

Lake County's Leading Real Estate Team covering the whole of the County including Cobb, Middletown & Hidden Valley Lake, Clearlake Riviera, Jago Bay, Riviera West, Buckingham & Riviera Heights.

Timothy has more than 26 years experience successfully selling real estate both in California and the US, as well as in his native land of New Zealand. He has assembled a powerful team of experienced Realtors with full office marketing and administrative assistance to ensure that you have a positive and successfull real estate experience.

He has extensive management, real estate investment and marketing experience, having worked and consulted with Best Image Marketing, the top Internet marketers for Realtors in North America, and located in Lake County. The other members of the team complement this experience.

Timothy is both a high individual producer, having closed as many as 130 transactions in a year, including selling more properties than any other Realtor in the County from 2004 to the present, as well as a skillful sales manager & trainer.

In 1990 he led his sales team to the #1 residential sales production award in the whole of New Zealand. He and his team have invested personally in real estate extensively in many different kinds of property including single family homes, fixer-uppers, apartment buildings and raw land. They have bought several properties 'creatively' with no money down.

A resident of Lake County since 1991, Team Toye brings a combination of personal skills and in-depth experience to ensure your real estate experience is as positive and beneficial for you as possible.

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