Cobb real estate CA, Middletown real estate, Kelseyville real estate, home listings and homes for sale in California, Vacation Homes, Lakefront and Waterfront Properties - Timothy Toye, REALTORS® Timothy Toye REALTORS(r) for Cobb, Middletown, Kelseyville, California real estate, Vacation Homes, Lakefront and Waterfront Properties - NUMBER1EXPERTS™ Timothy Toye NUMBER1EXPERTS(tm) for Cobb, Middletown, Kelseyville, California real estate, Vacation Homes, Lakefront and Waterfront Properties
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Timothy Toye, REALTORŪ, real estate agent and broker associate for Cobb, Middletown, Kelseyville California home listings, property and land for sale - NUMBER1EXPERT(tm)
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Thinking About Selling Your Home Yourself?: Cobb, Middletown, Kelseyville California home buying, real estate listings, and homes for sale in Lake                           County, CA
Welcome > For Sellers > Thinking About Selling Your Home Yourself? ...


There's More to Selling Your Home than a "For Sale" Sign In Your Front Yard: Beware.
 

Even if a simple sign in your yard did produce a buyer knocking on your door, how will you handle the following questions: 

"How does your home compare to others like it in Cobb, Middletown, Kelseyville?" 

"How did you determine the fair market value of this property?" 

"What about financing? Can you help?" 

"If I make an offer, who will draw up the paperwork?" 

"Why aren't you using a Realtor? Is there something wrong with the property?" 

"Since you aren't using a Realtor, we can take their fee right off the top, right?" 

Selling your home is one of the most important financial transactions you will make in your life. Don't take risks. Selling your home is nothing like selling a car. Every home is different, and every homebuyer wants to offer you as little as possible. How do you determine the real market value? The real estate market is very dynamic and changes even week by week. Don't make the mistake of underselling your property, even without knowing it. 

Almost all homes are sold using a Realtor. As top real estate professionals, it is our job to help you negotiate with all those buyers who want something for nothing. Not to mention preparing your home for sale, marketing it locally in Lake County and even nationally, and guiding you through the complex paperwork and pitfalls of escrow and closing. Make sure you are really ready to handle all of that before pounding that sign into your front yard. Errors can be extremely costly. In fact more than 70% of sellers who attempt to sell their home themselves, resort to a realtor and only lose time. And we know from experience, that some of those others whilst successful in selling their home themselves, actually undersold it, or got into legal difficulties in doing so. 

However there are ways that you can reduce the amount of commission you have to pay, if you can help us to reduce the amount of work we do in selling your home, by partnering up. Be sure to ask us about those. 

Remember: Buyers want to offer you as close to nothing as possible! While that "For Sale By Owner" sign might sound like a good idea, it usually means a different thing to buyers: "Try to steal this one." 

If you want to give it a shot at selling your home yourself, let us give you a sense of its true market value, and we can also give you some marketing suggestions that you might like to try. Tell us about your home, and we can do a quick Comparative Market Analysis and we can see what it is worth on today's market. One of our team members can also describe, as the leading Lake County real estate team, how we would market your property. This is free, with no strings attached. If you are not able to sell your home yourself, you will still know what we can do. Simply fill out the form and we will quickly get back to you...
 

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Real Estate Tips
Interest Rates >Second Home Financing

You have returned every year to your favorite vacation area, and have finally decided to buy a second home in the special place where you enjoy your holidays. It is an excellent time to apply for a mortgage loan to make your purchase.

The climate for second home mortgages is the most favorable in years. Low interest rates and a recovering economy have attracted more buyers than ever before to purchase a second home for investment and vacation purposes. Many homeowners with a strong credit history have been able to qualify for a home equity loan at excellent rates, and have used their equity cash for down payment and closing costs on a second home.

Lending institutions are offering a wide range of affordable home loans. The rule of thumb is that a buyer can qualify for a loan amount based on 28 percent of their gross income. Often repeat buyers discover that they can borrow more than they assumed possible.

If you wish to take advantage of today's reasonable interest rates to purchase a second home, consult a real estate professional who can help to make your dream a reality.

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Real Estate Trivia
Q 
Who is "Freddie Mac", and why is he a big name in real estate?

A 
"Freddie Mac" is the nickname for FHLMC, the Federal Home Loan Mortgage Corporation, which buys mortgages from lending agencies, thus allowing lenders to continually replenish funds for new mortgage loans.
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Timothy Toye, REALTORŪ, real estate agent and broker associate for Cobb, Middletown, Kelseyville California home listings, property and land for sale - NUMBER1EXPERT(tm)

Timothy Toye
Timothy Toye & Associates

Cobb Village Center
16360 Hwy. 175
Cobb, CA. 95426-1353
Office: 707-928-6900
24-Hour Direct Line: 707-928-5912
Fax: 707-928-5696
Email: Timothy@TeamToye.com

Lake County's Leading Real Estate Team covering the whole of the County including Cobb, Middletown & Hidden Valley Lake, Clearlake Riviera, Jago Bay, Riviera West, Buckingham & Riviera Heights.

Timothy has more than 26 years experience successfully selling real estate both in California and the US, as well as in his native land of New Zealand. He has assembled a powerful team of experienced Realtors with full office marketing and administrative assistance to ensure that you have a positive and successfull real estate experience.

He has extensive management, real estate investment and marketing experience, having worked and consulted with Best Image Marketing, the top Internet marketers for Realtors in North America, and located in Lake County. The other members of the team complement this experience.

Timothy is both a high individual producer, having closed as many as 130 transactions in a year, including selling more properties than any other Realtor in the County from 2004 to the present, as well as a skillful sales manager & trainer.

In 1990 he led his sales team to the #1 residential sales production award in the whole of New Zealand. He and his team have invested personally in real estate extensively in many different kinds of property including single family homes, fixer-uppers, apartment buildings and raw land. They have bought several properties 'creatively' with no money down.

A resident of Lake County since 1991, Team Toye brings a combination of personal skills and in-depth experience to ensure your real estate experience is as positive and beneficial for you as possible.

Equal Housing MLS REALTOR


Timothy Toye & Associates

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