Cobb, Middletown, Kelseyville California real estate listings, home buying, selling and relocation information

All agents are NOT alike! Call Michael Fern at 707-928-1995 and learn more about what he can do for you.

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We want to get you in the best home we can find!
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Maximizing your income, while protecting your asset
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We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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He Stayed with Us Until The End
"If you want to work with someone that is dedicated to seeing you happy, go with Timothy Toye."
Steven and Sherry Kuppinger
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Welcome > For Renters ...

We want to get you in the best home we can find!

Our Application Process

The Fee
There is a $25 application fee to run a credit report, verify rental and employment history and to contact references. (Payable by money order only. No cash or checks, sorry.)

The Criteria

- Income: Your combined monthly income should be three times the monthly rent and be verifiable. If you have been a full-time student at any time within the past year, you may be required to have your lease guaranteed. If you are unemployed, you will need to provide proof of a source of income.

- Rental history: You must have satisfactory rental references from at least two prior landlords or for at least the last two years. Your ability to pay rent on time and to care for the property will be confirmed. If you have ever been evicted or sued for any lease violation, your application may not be successful.

- Credit history: Your credit record must currently be satisfactory. If your credit history shows any unpaid debts, your application may be disqualified. Copies of credit reports run in the last 30 days may be accepted in lieu of running a new report.

- On Acceptance: A holding deposit will be required. The first month of rent and the security deposit must be paid before you can take possession of the unit.

PLEASE BRING A PICTURE ID, SOCIAL SECURITY CARD AND PROOF OF INCOME WHEN TURNING IN AN APPLICATION

Online Rental Application

Contact Sherry Marie in our Property Management Department at (707) 928-6900 ext 404 or email her at Sherry@teamtoye.com

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Tax Considerations >Tax Rewards for Homeowners

The Federal Tax Code has significantly improved the American taxpayer's ability to profit by selling a principal residence. Prior to 1997, homeowners could take advantage of a tax benefit termed the "rollover", which granted exemption from capital gains taxes on the net profit from the sale of a home. Homeowners who used profits to purchase a bigger and better home did not have to pay tax. And homeowners over the age of 55 were given a once-in-a-lifetime exclusion from taxes on profits of up to $125,000 on the sale of their principal residence.

Compare those tax breaks with our current, streamlined and potentially more profitable arrangement that replaced both the rollover and the one-time exemption. If you are a married home-seller filing jointly, you may enjoy up to $500,000 in tax-free home sale profits, provided you have occupied the property as your principal residence during two of the last five years. Taxpayers who file singly get a $250,000 capital gains exclusion. Homeowners are eligible to exclude capital gains on the sale of a principal residence as often as once every two years.

The law allows capital gain exclusions whether you "buy up" to a more expensive home or "buy down" to a less expensive one. The tax-free dollars can be used in any way you want. Consult your tax advisor for detailed advice about your particular circumstance.

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Q	At the doors of what famous temple do you find yourself when you climb the 'Stairway to Heaven'?
A	The Temple of Heaven in Beijing, China, attracts the local faithful and tourists.
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Timothy Toye, REALTORŽ, real estate agent and broker associate for Cobb, Middletown, Kelseyville California home listings, property and land for sale - NUMBER1EXPERT(tm)

Timothy Toye
Timothy Toye & Associates
Cobb Village Center
16360 Hwy. 175
Cobb, CA. 95426-1353
Office: 707-928-6900
24-Hour Direct Line: 707-928-5912
Fax: 707-928-5696
Email: Timothy@TeamToye.com
Lake County's Leading Real Estate Team covering the whole of the County including Cobb, Middletown & Hidden Valley Lake, Clearlake Riviera, Jago Bay, Riviera West, Buckingham & Riviera Heights.

Timothy has more than 26 years experience successfully selling real estate both in California and the US, as well as in his native land of New Zealand. He has assembled a powerful team of experienced Realtors with full office marketing and administrative assistance to ensure that you have a positive and successfull real estate experience.

He has extensive management, real estate investment and marketing experience, having worked and consulted with Best Image Marketing, the top Internet marketers for Realtors in North America, and located in Lake County. The other members of the team complement this experience.

Timothy is both a high individual producer, having closed as many as 130 transactions in a year, including selling more properties than any other Realtor in the County from 2004 to the present, as well as a skillful sales manager & trainer.

In 1990 he led his sales team to the #1 residential sales production award in the whole of New Zealand. He and his team have invested personally in real estate extensively in many different kinds of property including single family homes, fixer-uppers, apartment buildings and raw land. They have bought several properties 'creatively' with no money down.

A resident of Lake County since 1991, Team Toye brings a combination of personal skills and in-depth experience to ensure your real estate experience is as positive and beneficial for you as possible.

www.lakecounty-realestate.com is brought to you by Timothy Toye
NUMBER1EXPERTS™ for Cobb real estate CA, Middletown real estate, Kelseyville real estate, California, Vacation Homes, Lakefront and Waterfront Properties

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