Cobb, Middletown, Kelseyville California real estate listings, home buying, selling and relocation information

All agents are NOT alike! Find out why our team is the leading real estate team in Lake County. Call us: 707-928-6900.

Landlords & Tenants both like to work with us. We have 26 years in the business.
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We want to get you in the best home we can find!
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Thanks To You We Got It!
"We had to fire the first two brokers . . ."
Bob and Rochelle Powell
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Welcome > For Renters ...

We want to get you in the best home we can find!

Our Application Process

The Fee
There is a $25 application fee to run a credit report, verify rental and employment history and to contact references. (Payable by money order only. No cash or checks, sorry.)

The Criteria

- Income: Your combined monthly income should be three times the monthly rent and be verifiable. If you have been a full-time student at any time within the past year, you may be required to have your lease guaranteed. If you are unemployed, you will need to provide proof of a source of income.

- Rental history: You must have satisfactory rental references from at least two prior landlords or for at least the last two years. Your ability to pay rent on time and to care for the property will be confirmed. If you have ever been evicted or sued for any lease violation, your application may not be successful.

- Credit history: Your credit record must currently be satisfactory. If your credit history shows any unpaid debts, your application may be disqualified. Copies of credit reports run in the last 30 days may be accepted in lieu of running a new report.

- On Acceptance: A holding deposit will be required. The first month of rent and the security deposit must be paid before you can take possession of the unit.

PLEASE BRING A PICTURE ID, SOCIAL SECURITY CARD AND PROOF OF INCOME WHEN TURNING IN AN APPLICATION

Online Rental Application

Contact Sherry Marie in our Property Management Department at (707) 928-6900 ext 404 or email her at Sherry@teamtoye.com

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Making An Offer >Creative Offers

Putting together an offer on a home is easy if the buyer has a lot of money, a terrific job and impeccable credit. Many buyers are not in that precise situation, however. And while sellers like to get their asking price, good listing agents prepare them for the possibility of receiving offers that involve some compromises.

Successful real estate agents know how to put together creative offers and do whatever it takes to make a transaction work. If a buyer is low on cash, the agent may structure an offer that shifts closing costs to the seller, minimizing the amount of cash that the buyer needs to close. A variation of a lease purchase arrangement might be effective if a buyer has recently changed jobs or is self-employed. Owner-financing for part of the loan can make a difference in some cases. If your agent brings you a complex offer designed to get a buyer into your home, don't say "no" until you understand the offer.

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Q	In which 'Oil Sheikdom' of the Far East do the wealthy still choose to live in primitive houses on stilts?
A	Brunei's oil wealth results in no income tax, free education and health services, and cheap housing loans for its average citizen.
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Timothy Toye, REALTORŽ, real estate agent and broker associate for Cobb, Middletown, Kelseyville California home listings, property and land for sale - NUMBER1EXPERT(tm)

Timothy Toye
Timothy Toye & Associates
Cobb Village Center
16360 Hwy. 175
Cobb, CA. 95426
Office: 707-928-6900
24-Hour Direct Line: 707-928-5912
Fax: 707-928-5696
Email: Timothy@TeamToye.com
Lake County's Leading Real Estate Team covering the whole of the County including Cobb, Middletown & Hidden Valley Lake, Clearlake Riviera, Jago Bay, Riviera West, Buckingham & Riviera Heights.

Timothy has more than 26 years experience successfully selling real estate both in California and the US, as well as in his native land of New Zealand. He has assembled a powerful team of experienced Realtors with full office marketing and administrative assistance to ensure that you have a positive and successfull real estate experience.

He has extensive management, real estate investment and marketing experience, having worked and consulted with Best Image Marketing, the top Internet marketers for Realtors in North America, and located in Lake County. The other members of the team complement this experience.

Timothy is both a high individual producer, having closed as many as 130 transactions in a year, including selling more properties than any other Realtor in the County from 2004 to the present, as well as a skillful sales manager & trainer.

In 1990 he led his sales team to the #1 residential sales production award in the whole of New Zealand. He and his team have invested personally in real estate extensively in many different kinds of property including single family homes, fixer-uppers, apartment buildings and raw land. They have bought several properties 'creatively' with no money down.

A resident of Lake County since 1991, Team Toye brings a combination of personal skills and in-depth experience to ensure your real estate experience is as positive and beneficial for you as possible.

www.lakecounty-realestate.com is brought to you by Timothy Toye
NUMBER1EXPERTS™ in real estate for Cobb, Middletown, Kelseyville, California, Vacation Homes, Lakefront and Waterfront Properties

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