How Can A Short Sale Help You Prevent a Foreclosure?
No one plans for foreclosure. So feeling like there is no other option but foreclosure can be a dispiriting experience. But, know you are not alone. Many thousands of homeowners in the United States are facing exactly the same challenges as you every single day. There are solutions, and there is help in selecting the best one for you. Please read on.
Your financial decisions can affect the quality of your life for years to come. You need to be sure you have the best information and help available to you as well as guidance through the considerations that you need to engage in order to rightly understand your situation. Only then you can face the difficult choices about your home, your family, and your life, and select the best option for you. Often a homeowner facing a foreclosure feels helpless and alone, forced into a daunting situation caused by unforeseen circumstances beyond their control. You may be facing damage to your credit, and the possibility of not being able to purchase another home for 10 years or more, and the collapse of your dreams for your family can be a tough future to face. But there is real help available, and it is completely free and without obligation. By tapping into the expertise of a knowledgeable real estate professional, you will discover there are options available for you, and help in choosing the best for you. Timothy Toye & Associates is the right place to do this.
Click here to view a short video of Michael Fern talking about short sales.
Here we provide you with information about how to avoid a foreclosure, explain the consequences it can have on you and your family, and suggest other options that might be available to you. This includes a short sale, and we can help you consider the details of this process. Be assured that all communication is strictly confidential.
We specialize in helping Lake County homeowners avoid foreclosure by guiding them through the Short Sale Process. We have done this with many local homeowners and we can do it for you. In 2011 we have sold more short sale listings than any other real estate office in the County. over 20% of them.
Here is a testimonial from one such homeowner:“With my deepest gratitude, I am incredibly thankful for working with Timothy Toye & Associates. Their expertise, commitment, creativity, persistence and constant communication put them heads and shoulders above the counsel and service that I had previously experienced with other realtors. In this challenging economy, other realtors ran out of steam and did not deliver on promises, but Timothy and team overcame all obstacles, navigating though a complex short sale and shepherding the entire process to successfully sell my house.” - Ed Tan
Timothy Toye & Associates
Cobb Village Center
16360 Hwy. 175
Cobb, CA. 95426-1353
24-Hour Direct Line: 707-928-5912
Lake County's Leading Real Estate Team covering the whole of the County including Cobb, Middletown & Hidden Valley Lake, Clearlake Riviera, Jago Bay, Riviera West, Buckingham & Riviera Heights, Kelseyville, Lakeport, Lower Lake, Clearlake Oaks, Nice, Lucerne and Upper Lake, as well as lakefront, ranches and acreage properties.
Timothy has more than 26 years experience successfully selling real estate both in California and the US, as well as in his native land of New Zealand. He has assembled a powerful team of experienced Realtors, operating on specific professional principles, with full marketing and administrative assistance to ensure that you have a successful real estate experience.
He has extensive management, real estate investment and marketing experience, having worked and consulted with Best Image Marketing, the top Internet marketers for Realtors in North America, and located in Lake County. The other members of the team complement this experience.
Timothy is both a high individual producer, having closed as many as 130 transactions in a year, including selling more properties than any other Realtor in the County from 2004 to the present, as well as a skillful sales manager & trainer.
In 1990 he led his sales team to the #1 residential sales production award in the whole of New Zealand. He and his team have invested personally in real estate extensively in many different kinds of property including single family homes, fixer-uppers, apartment buildings and raw land. They have bought several properties 'creatively' with no money down.
Team Toye, the most productive real estate sales team in Lake County in 2009, and in 2011 we have represented more buyers than any other real office in the county, brings a combination of personal skills, in-depth experience, and positive principles of professional practice
to ensure your real estate experience is as positive and beneficial for you as possible.
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