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 How I Work For YOU
My sincere commitment is to help you achieve YOUR real estate goals and to serve you to the best of my ability, honestly, ethically and energetically.
I’m a Realtor, a Foreclosure & Short-Sale Specialist and Marketing Professional with over 20 years of business and consulting experience, and have been an investor/developer in Lake County for many years. I truly understand the Lake County real estate marketplace and the local property values. So when we work together, I can provide you with the most up-to-date information and insight into the local real estate market, so that you can make the most informed buying or selling decision.
Whether you're wanting to sell your property for top dollar in today’s market, or searching for the ideal property at the best possible price, I can help you realize your goals. Feel free to contact me for a no-obligation, completely confidential conversation. You'll find that I’m approachable, friendly and professional. I look forward to helping you to quickly achieve your goals. I'm available 24/7, so don't hesitate to call on my direct line at (707) 928-1995 or email me Michael@teamtoye.com.
I look forward to speaking with you soon!
Who is Michael Fern?
Realtor, Foreclosure & Short-Sale Specialist, Seller Agent, Buyer Agent
Michael understands Lake County Real Estate. He’s invested in, and developed numerous properties throughout the County over the years, and as such, has developed an in-depth knowledge of current property values and the local real estate market as a whole. Michael is also a foreclosure and short-sale specialist, is knowledge in creative financing/no money down and “OPM” techniques, and has more than 20 years of experience as a consummate marketing and business professional.
Michael created and established one North America’s leading national real estate marketing and advertising service providers, whose national clients include Coldwell Banker, Prudential Real Estate Remax, and Century 21, just to name a few.
Many years ago, he established a business relationship with Realtor, Timothy Toye, who acted as Michael’s broker on many of Michael’s purchase and sale real estate transactions over the years. Their business dealings turned into a friendship, and subsequently a successful real estate broker/agent relationship.
If you’re in the market to buy or sell a property, or maybe looking for a hot foreclosure or short-sale property and/or want to consider investing in property in Lake County, feel free to call Michael on his direct line at (707) 928-1995 or email him at Michael@teamtoye.com for a completely confidential, no-obligation conversation.
You’ll find him approachable, sincere, friendly and very trustable.
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Disclosure Laws >Read the Fine Print
Many states require the seller of a home to fill out a real estate disclosure statement when transferring the title. The disclosure is designed to reveal any material defects in the home to the new owner. When buying a home, take the time to read the fine print of the disclosure form.
Look for a section that asks the seller to indicate the material defects that exist in the home's major systems. Most forms will specify interior and exterior walls, ceilings, roof, insulation, windows, fences, driveway, sidewalks, floors, doors, foundation, and the electrical and plumbing systems. As the buyer you will want to know of defects in any of these areas.
Sellers are required to note the presence of environmental hazards or zoning violations. They must disclose if there are any encroachments or easements, or walls or fences shared with adjoining landowners. Room additions or repairs made without the necessary permits or not in compliance with building codes must be noted. Sellers must disclose citations or lawsuits against the property. If any such conditions appear on the disclosure form, consult with your real estate agent immediately regarding how to proceed with negotiation.
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What was the longest distance a building has ever been moved?
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| A |
Detroit's five-story Gem Theater, built in 1927, was moved 1,850 feet (5 blocks) to make way for two new sports stadiums. |
 See More Real Estate Trivia > |
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- NUMBER1EXPERTS™ 
